Will I be credit checked when I apply? ✅

When you are exploring if a Abound loan is right for you, we will run a preliminary "soft" credit search to understand your financial commitments. This soft credit search does not affect your credit score.

Together with Open Banking transaction data, we use the soft credit search to determine if you can afford a Abound loan. We'll only submit a 'hard search' if your application is approved, we need to do this to show other lenders that you now have a loan with us.