- Be at least 18 years old at the time of application;
- Have a valid residential UK status and address. This includes, for example, UK citizens, permanent residency, work permit or other long-term visa holders. Customers who hold a foreign passport must also upload their bio-metric card or valid visa evidencing their residence status during our ID verification process;
- Have at least one valid UK account from a bank, building society or credit union that provides Open Banking access. The account needs be at least three months old.
- We can lend to customers who have previously defaulted or have received CCJs however this must be related to a one-off historical situation that has now been fully resolved.
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